PT Customer Services Rep - Loans, Underwriting and Servicing

Starting salary £18,500 rising to up to £20,000 (pro-rata based on 37.5 hours per week) after 12 months - plus a discretionary annual bonus subject to your performance.

Time for a new challenge? Ready to try something different? That's exactly what you'll get when you join the team as a Customer Service Associate in the Loans Operations team in Morley (near Leeds).

Our clients are the people behind the credit cards that you get from all kinds of big brand names - the likes of Amazon, TUI, Debenhams, Topshop, Topman, House of Fraser, Laura Ashley, Burton and Miss Selfridge. And our client offer their own brands of credit cards and own brand loans too. It's a challenging, fast-paced, supportive place to work; situated in a modern, comfortable call centre in Morley where you'll have all the support and opportunities you need to reach your full potential.

Whether you're answering a call from someone who has a question about their loan, or reviewing the application of someone who'd like to sign up for one of their services - you'll deliver fantastic customer service that's helpful and understanding. It's as simple as that.

You'll receive a starting salary of £18,500 (pro-rata based on 37.5 hours per week). You'll have the opportunity to increase your salary to up to £19,000 (pro-rata based on 37.5 hours per week) after 6 months, then up to £20,000 (pro-rata based on 37.5 hours per week) after 12 months through their development programme, ASPIRE. On top of this, there's a discretionary annual bonus of 7.5% of your salary. You'll also enjoy a fantastic benefits package including 26 days holiday (plus bank holidays), a competitive pension scheme (we double match employee contributions up to a total of 8% of salary), a healthcare cash plan and life assurance, and a whole lot more. We also have an onsite canteen, free parking and a free bus service.

What to expect

You'll be supporting all aspects of the underwriting, customer services, complaints and back office processes through the full range of contact channels (phone/email/letter), accurately recording details into their systems as you go. You'll review and assess new business referrals, making subjective credit decisions in line with their credit score and risk policy, and you'll ensure that accurate and consistent decisions are made in line with responsible lending guidelines. You'll ensure that you are treating the customer fairly and providing a world class customer service, and that all correspondence meets their internal processes and regulatory requirements.

You will receive plenty of training as soon as you join us, so you won't be thrown at the deep end, and you'll receive ongoing support. Starting 2nd September, you will need to commit to Monday to Friday, 09.00 to 17.00 for 2 weeks training then you'll work fixed shifts, 20 hours per week over 4 days, between the hours of 15:00 - 20:00.

What you'll need

You'll need to have a few key skills to succeed in this role. Previous experience of working in a contact centre is a must, ideally in financial services or another regulated industry. Naturally you'll be a great communicator and a great listener, with experience of written communication in a business environment, and if you have experience of underwriting or working in a loans environment even better! You'll also be passionate about delivering first class customer service and helping our clients to achieve their aims of helping people be better with credit. You'll have a calm manner and a positive outlook at all times with the ability to demonstrate empathy when managing difficult conversations and you'll enjoy identifying problems and finding solutions. You'll be a confident decision maker with an eye for detail too.

Because of the nature of what we do, you'll also need to pass a credit, criminal record and fraud database check.